To process a PM-KISAN online refund (for ineligible beneficiaries like income tax payers), you typically use the official portal, often through a state login or a dedicated "Online Refund" link, to identify ineligible farmers, generate reports, and initiate the return of funds via online banking or payment gateways like Bharatkosh (NTRP), ensuring bank details match the original transfer for systematic reconciliation by the government. 

For Farmers (Voluntary Refund):

  1. Go to the PM-KISAN Portal: Visit the official website: www.pmkisan.gov.in.
  2. Find the Refund Link: Look for options like "Online Refund" or "Voluntary Surrender of PM Kisan Benefits" in the "Farmers Corner" or sitemap.
  3. Fill the Form: You'll likely need to provide details and select the mode of refund (e.g., online transfer) to return the funds.
  4. Use Bharatkosh (NTRP): If returning via the state, you might use the Bharatkosh.gov.in portal (National Treasury Receipt Portal) as guided by the state government. 

For State Officials (Initiating Recovery):

  1. Login: Access the portal with your designated login (e.g., Block level).
  2. Reports Section: Go to Reports and select "Payment to be recovered from ineligible farmers".
  3. Get Data: Choose "ineligible" or "income tax payees" and click "Get data" to see reports.
  4. Generate Report: Download block/village-wise data.
  5. Initiate Refund: Use the "Go for refund" link to fill out details in the Payment Refund Form A, entering bank/cheque info and clicking to submit the return. 

Key Points:

  • DBT Mode: PM-KISAN uses Direct Benefit Transfer (DBT), so refunds must be linked back to the system.
  • Bank Reversal: Beneficiaries can also ask their banks to reverse the entry, which gets routed back to the government.
  • Documentation: Keep records and receipt numbers for systematic tracking.